Travel Insurance

This past year has taught us all so many lessons. Collectively, we have felt the unfortunate impacts of an unexpected medical crisis, sudden illness, death, or even job loss. We all can be affected by one or all of these instances at any time. Understanding why purchasing travel insurance is so critical as you travel and see the world.

 

Why Should I Purchase Travel Insurance?

  • Protecting Your Financial Investment

    • If for some reason you are unable to attend your highly anticipated trip, travel insurance can offer a means to protect the majority of your invested monies (minus any premium fees). Reasons for canceling can vary, but the travel agency and/or travel supplier for cancellations or refunds will take precedence and in many cases it is unlikely the money will be returned. This is where the power of a travel insurance policy is necessary. The terms of any reimbursements from an insurance policy will be dependent on the type of policy purchased and its accompanying terms and conditions

 

The U S Department of State Encourages Travel Insurance

The United States Department of State advises American travelers to carry insurance. Many look to the US embassy for assistance and are often surprised to learn that the State Department’s assistance is not the what was expected. Sure, US Embassies can assist with passport replacement, but typically they do not pay for non-catastrophic medical care, provide emergency transportation, etc.

Unexpected Mishaps (Delayed or Cancelled Flights)

Who enjoys a delayed flight requiring an overnight stay without your baggage? In this scenario travel insurance to the rescue. Depending on the carrier and the purchased policy benefits, only one call may be needed to the carrier. Subsequently, they can coordinate accommodation options, assist with any rebooking efforts, and possibly assisting in purchasing necessities until your baggage arrives.

 

Medical Emergencies

Think about the following: You are camel riding in Egypt and somehow fall off the camel and break your leg. What then, who do you call, what is your next move? Depending on the policy purchased and the carrier, you may only need to make one call to your carrier. In turn, the carrier may coordinate care and establish direct payments with the medical provider. No need to be stressed and feel helpless in a foreign country over having the means to cover any unexpected medical expenses.

Who do we Suggest? Allianz

With so many carriers offering travel insurance, getting a quote, and the entire purchasing process is very streamlined and easy. Travel insurance is a powerful asset, but without it, an unexpected mishap can leave an unprotected traveler vulnerable and feeling overwhelmed. Protect your investment TODAY! Our preferred insurance provider for comprehensive coverage is Allianz.